For most of us, our smart phones are only a money drain. We pay at least $40 per month, on a family plan, or up to hundreds per month for unlimited plans, to get our calls and internet wherever we are. We can use those phones, though, to save us money. Here are my favorite free money saving apps.
OMG! OMG! APPLE HAS A NEW PHONE! iPHONE 5! WOOO!
Chill out people. It is just a phone.
This is a guest post from Jason at Frugal Habits.
Anyone who has experienced the pressure of excessive credit card debt or the stress of paying bills they can’t afford, usually can point back to a series of bad financial decisions that they wish they could take back and have a ‘mulligan’ on.
Have you ever heard someone say how much they “need” something that is a complete waste of money? They need their gym membership, they need their SUV, they need their daily latte. We all know that it is a want, but it is an important psychological issue to understand.
A dollar, a greenback, a buck. There have been many nicknames for the US Dollar. Americans are proud of their currency as a safe-haven currency during economic hardship. We love our money. That is just part of our culture. However, I am kind of tired of it. I hate carrying cash.
The following is a guest post by Wayne at Young Family Finance. He writes to educate young families on the financial challenges of life, like paying your bills on time or choosing between daycare or stay at home parenting.
If you are thinking about getting married soon, chances are that you are trying to save money on your wedding. Weddings can be an expensive event to host, especially if you are getting married at a young age. If the bride’s parents are not paying for the wedding (and even if they are), you probably want to try and save every penny that you can. But where should you compromise and where to splurge? You may want to save money, but I doubt very few people are comfortable with sacrificing quality.
As Christmas is over and Chanukah is slowly waning away, people around the world are enjoying new video games, toys, electronics, jewelry, and other presents from their friends and family. They are taking their gift cards to the store, but most people have not received their holiday credit card statements yet. I will give you a warning, they are on the way.
This is a post from my friend Jeff at Sustainable Life Blog as part of the Yakezie blog swap. Jeff writes about finances, sustainability, health and self reliance on his blog 3 times per week. You can see my post on the same topic at Jeff’s blog.
Lots of spending is value driven. For the most part, if you didnt value that 4th beer on a friday night or that cup of joe before work on Tuesday, you wouldn’t spend money buying it. Of course, some of this could be chalked up to habit (or lack of sound decision making poweress in the former case), but usually our spending reflects our values. Before I got my finances in order, I refused to believe this, mainly because I knew where most of my spending went, and it wasnt in line with what I thought my values were. I quickly realigned my spending, and things are going great.