The Quest for an 850 Credit Score is Dead

American Express Card

In the past, I wrote about my quest for a perfect credit score. The FICO credit scoring system tops out at 850. Talking to a friend last week, I realized that there is no reason to have “perfect” credit. In fact, you might be better off without.

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April 2012 Net Worth and Earnings Update

Thumbnail image for April 2012 Net Worth and Earnings Update

March was an exciting month in the world of my finances. It marked the conclusion of my journey to become student loan free. It included my bonus at work, which made the debt payment possible, and it ended with a 6.5% increase in my net worth.

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Ask the Readers: Biggest Financial Success

Success is Showing Up

Last week, I asked you all about your biggest financial mistake. As an eternal optimist, I always like to turn things around and find the positive story. We have all screwed up, and it can be a disaster, but we usually don’t get enough credit for the big wins.

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Yakezie March Madness 2012 Winner!

Yakezie Network

It has been fun watching Yakezie March Madness move forward over the last six weeks. In that time, our top 64 Yakezie members have gone head to head to find the blogger that best symbolizes the Yakezie motto: “Selflessly helping others.”

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March Carnivals and Roundups

Thanks to these great carnivals for including my posts

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My Niche Site Experiment

Niche Site Topic

One of my life list goals for 2012 is to start a niche site that makes money. Having never done this before, I was not sure exactly how to start and where to go. Rather than try it alone, I joined forces with my friend Jeff at Sustainable Life Blog to start our first niche site together.

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How to Rule 0% Financing

Auto Loans

I recently wrote a post discussing whether it is best to get a new or used car. One astute commenter got me thinking about car loans, and zero percent financing in general. If you do it the right way, you can rule 0% financing to come out on top.

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Ask the Readers: Biggest Financial Mistake

don't fear mistakes

We all screw up every once in a while. It happens. Despite our best efforts, we overdraft, miss a payment, lose a wallet, buy a home we can’t afford, put something big on a credit card, mess up our taxes, or do one of an unlimited list of financial boo boos at some point.

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Yakezie March Madness 2012 – Final Round

Yakezie Network

It all comes down to this. Ladies and gentleman, LET’S GET READY TO YAKEZIE RUMBLE!

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I Paid Off My Student Loans – Seriously – All of Them

Super Bowl Flyover

You read that headline right. I paid off all of my student loans. And I went to graduate school. And it took me 2 years and 6 days to pay it all off.

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My Awesome New Rewards Credit Card

Chase

I recently changed around my credit cards to take advantage of new bonus offers and maximize my potential travel rewards. The Chase Sapphire Preferred is one of the top rated travel credit cards today. I just signed up and it could be a great option for you too.

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Ask the Readers: What Overpriced Stuff Are You Happy to Buy?

Expensive Fiji Water Hotel

Where do you spend money happily when you know you could save? What are your guilty spending pleasures?

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