Finance Resources

Are you interested in the tools I use everyday? These are some of the sites and tools I use for managing my money.

Managing My Money

Aggregator: Personal Capital (100% Free!)

Personal Capital is a wonderful site that helps you track your spending, cash flow, budget, investments, and fees. I switched to Personal Capital and saved hundreds of dollars each year on mutual fund fees that I didn’t realize I had.

Online Banking: 360 Checking and 360 Savings from Capital One 360 (Fee free banking!)

I opened my Electric Orange checking account with ING Direct in 2007. The name has changed, but I still get the great service and product I always have. It is easy to use and navigate, has some of the highest interest rates around for checking, savings, and CDs. If you sign up through this link, you get a $50 bonus for trying 360 Checking.

Easy Investing:  Betterment: Free Sign up + $25 Bonus! Start now!

I took up a fellow blogger on the offer to try Betterment with a $25 bonus. I am glad I did. It is an easy site to use and can help you automate your investing to match your cash flow and investment goals. It is the single easiest investment tool I have ever used.

Peer to Peer Lending:  Prosper or Lending Club

P2P lending lets you make money like a bank. You put in a portion of someone’s loan in $25 increments. You keep the interest payments. With no bank in the middle to take out the profits, they go to your pocket. Just make sure to get a basket of diverse loans to spread the risk.