How Credit Cards Are Paying For My Birthday Party in Vegas

How Credit Cards Are Paying For My Birthday Party in Vegas
Credit Cards

I have always loved to travel. Growing up, vacationing was a regular part of our family life. I consider myself blessed that I was able to see quite a bit of the world before I started high school. Now that I have a growing family, I see firsthand the increasing cost of indulging in that desire. As a family we’ve made it a habit to look for ways we can live more simply throughout the year so we can enjoy an annual vacation. However, I recently discovered a missing piece that I wish I had known decades ago…having someone else pay for our vacation! I know that credit cards might be a taboo topic for some, but we have found that we can quite easily use them to have someone else pay for our vacation off of points we’ve earned from budgeted purchases. Next year, I’m excited to say that we will nearly fully fund (airfare and hotel costs) a trip in January to Las Vegas for my birthday thanks to credit card rewards points.

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An Amazing Trip to Israel on a Budget

An Amazing Trip to Israel on a Budget
Tel Aviv from Jaffa

A while back, I shared how I bought two round trip tickets to Israel for $280 using a credit card churn and fee airline miles. Yes, that’s right. $140 per person round trip including all taxes and fees. Well, I just got back and want to share how we had an amazing trip on a budget.

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How to Have an Unforgettable Summer Vacation and not Bust Your Budget

How to Have an Unforgettable Summer Vacation and not Bust Your Budget
Bali Beach Indonesia

It’s the beginning of May which means that summer vacation season is just getting started. Growing up, I remember looking forward to our family vacation every summer as it usually meant going somewhere fun. Today, as a father of three, summer vacations are still fun but they are not all fun. Before the big trip (or sometimes not so big trip) I have to find a way to skimp on costs without sacrificing the fun. While vacations can vary greatly in price, I have found a few ways to have a memorable vacation without busting my budget.

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How to Save Money on Hotels When Traveling

How to Save Money on Hotels When Traveling
London Hostel

Those of you who read my free money tips newsletter (which I suggest you do), know that I am about to take a trip to Israel. I spent the last few days working on lodging for the trip, and I want to share a few tips to save money on hotels when traveling.

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A Look in My Wallet – Starwood Preferred Guest from American Express

A Look in My Wallet – Starwood Preferred Guest from American Express
SPG-Amex-Photo

Today I am going to move away from the broader tips I usually provide and share with you something that I really do myself. In the past, I have shared posts on traveling cheap or free by getting credit card points and miles. Today, I am going to share one card that I carry in my wallet every day, the Starwood Preferred Guest from American Express.

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Planning My First Credit Card Churn

Planning My First Credit Card Churn
Planning My First Credit Card Churn

If you regularly read travel hacking blogs, you have probably heard the term “churn” used quite a bit. For the uninitiated, a churn is a strategy used to sign up for new credit cards to maximize signup and bonus offers to rack up a huge number of frequent flyer miles and travel points quickly.

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December Recap and 2012 Money Reflections

December Recap and 2012 Money Reflections
December Recap and 2012 Money Reflections

What a year. Memories were made, countries were visited, relationships were made, businesses were started. 2012 was possibly the busiest year of my life. I had a lot going on and I am proud of what has happened. Here are some highlights from the blog and elsewhere.

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Is AAA Worth the Cost?

Is AAA Worth the Cost?
Is AAA Worth the Cost?

A few months back, I got a letter in the mail from AAA reminding me that it is time to renew my membership. I have been a AAA member since 2007. My car broke down and I needed a tow. I signed up and got a tow in the same call. When it was time to renew, I had to think hard about whether or not it was worth the annual $57 cost.

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How You Spend Points and Miles Is Just As Important As Earning Them

How You Spend Points and Miles Is Just As Important As Earning Them
How You Spend Points and Miles Is Just As Important As Earning Them

About four years ago I made the transition from being a casual earner of frequent flier miles to becoming a serious mileage junkie. How serious am I? I attend conferences devoted to the subject and make a nice living writing about loyalty travel programs and credit cards. But having earned millions of points and miles through some ingenious methods, I reached an inescapable conclusion that will sound very familiar to personal finance enthusiasts: Spending points and miles wisely is at least as important as finding ways to earn them.

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The True Cost of Something That is Free

Last week, I had the pleasure of crossing the Caribbean on a cruise ship. My experience on the Carnival Victory was fun, minus some sea sickness, but it opened my eyes to the excesses of our society and how much we do “just because it is free.”

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Save Money with Travel Packing Tips

Save Money with Travel Packing Tips
travel packing tips

travel packing tips

This is a guest post from Karen Cordaway

You already have your luggage, 3 oz. bottles for toiletries and your identification handy before your trip but you’re not as organized as you’d like to be when flying. You may think you don’t have time but don’t get discouraged yet. Your packing methods may be to blame. If you ignore them, you may waste your precious time and money.

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Why Denver is Way Better Than The City You Live In

A couple weeks ago, I was hanging out with 400 fellow finance bloggers discussing ways to make our sites better and more useful for all of you, our readers. I had the pleasure of planning and speaking at Ignite FinCon, one of our big social events. This was my third Ignite speaking engagement, and I am excited to bring you the video of my big night on stage.