College Student Loan Providers

As fall begins, students around the country are heading back to school. Just this week, my sister had her first day in medical school. (Proud, gushing brother) My sister, and many millions of others, are taking on new student loans this year. When you get a new student loan, you can choose your provider, and it is important to do the research to find a good fit for your needs. … [Read more...]

Solving Homelessness in America

Denver recently passed an “outdoor camping ban” which, in practice, is simply a law making it illegal to be homeless. This is far from a solution to the homelessness problem, it will just move the homeless to surrounding cities and states. It made me think about actual solutions to homelessness in America. … [Read more...]

Money Tips for New Grads

Money Tips for New Grads

Graduation Day Cake Topper

This weekend, I had the pleasure of watching my sister graduate Summa Cum Lade from the University of Arkansas. While in Fayetteville, I watched thousands of students receive their degrees, but I realized that most did not get a financial education on par with their newly minted degrees.Here are some top tips for new graduates around the world. … [Read more...]

Berkshire Hathaway 2012 Shareholder Meeting

“If you buy a business for less than it’s worth, you’re going to make money.” –Warren BuffetThis year, I made my third trip to Omaha for the annual Berkshire Hathaway shareholder’s meeting. Warren Buffet are Charlie Munger took center stage and shared their wisdom on investing, business management, and the economy to a packed house that included billionaire Bill Gates and … [Read more...]

15 Random Tips For A College Freshman

This post is part of the Yakezie blog swap and was written by SB from One Cent At A Time. If you enjoyed this article, feel free to visit his blog and subscribe to his RSS feed. You can also see my post on the same topic at his blog.As you enter a new chapter of life, freshmen, this is the perfect time for you to prepare to either change the world or be changed by the … [Read more...]

My First Jobs: Camp and Retail

You all know that I have worked in banking and finance, but I have not told you very much about my more humble beginnings. Long before my MBA, years before my BSBA, I worked at a Boy Scout camp and a Target Store.Boy Scout CampI spent seven summers on staff at the local Denver area Boy Scout camp. I started when I was 15 as a Counselor in Training (CIT) getting paid a … [Read more...]

Why Layoffs Are Good For the Economy

Unemployment rates are one of the top economic measures used to measure the economy. The general mindset is that low unemployment is good and high unemployment is bad. While there are many truths to that statement, most people ignore the good parts of a high unemployment rate.Good for BusinessesCompanies generally try to avoid layoffs to keep their workers employed and … [Read more...]

A Financial Do Over

A Financial Do Over

Kick Ball

This is a special post from Penny at The Saved Quarter as part of the Yakezie blog swap. This week, we were asked, “If you had one financial do-over, what would it be and why?” You can read my post on the same topic at her site.Remembering games in elementary school, when the ball went out of bounds, my friends and I would yell, "Do over!" and get another shot. … [Read more...]

Selling Out: Do Business People Have a Soul?

Selling Out: Do Business People Have a Soul?

gnomes

“You sell your soul for an econ degree.” –Mr. Kraft, my AP Microeconomics teacher A long time ago in a galaxy far, far away… I mean, more like ten years ago about twenty minutes south on I-25, I took my first business and economics classes. Those classes changed my life and my outlook.Roots in BusinessI set my business roots at an early age. Investing and finance has … [Read more...]

Reader Question: Big Student Loans

Reader Question: Big Student Loans

4402817810_a0b1500c97_m

One reader sent me an e-mail about his student loans.  He asks:"I’ve had bad financial education in the past and now trying to fix all of these errors which I’ve made. Currently I have 4 loans from Sallie Mae which are total to $30000. Two of these loans have APR of 7.75%, one loan has 9.25% and one has 10.25%. This is quite ridiculous in my opinion, and I need some advice … [Read more...]

College Fees You Didn’t Think About

College Fees You Didn’t Think About

4935746853_949fda0805_m

If you are about to head to college or have a future student in the house, it is a good idea to understand all of the extra fees you might be getting yourself into.  This is no surprise too me, a six year student (four undergrad, two grad), that college costs a lot more than the sticker price.Smart Money did a great report on the topic.  One fee that you might not expect is … [Read more...]