How to Pay for the Things You Want While Paying Off Debt

How to Pay for the Things You Want While Paying Off Debt

Paying off debt

When you’re in the middle of paying off debt, especially consumer debt, it’s easy to feel like you shouldn’t buy anything you want. I mean, after all, isn’t that generally part of the reason you got in debt in the first place?With that in mind, I was shocked when the debt counselor I worked with years ago said I had freedom to buy the things I wanted…I just had to be … [Read more...]

Get Rich By Doing It Slowly

Get Rich By Doing It Slowly

Saving Money

Have you ever had the urge to get rich? To go out to eat whenever you wanted, buy that perfect cottage on the lake, and travel to every possible country you can think of? It sure sounds nice doesn't it? Many people actually have this lifestyle, but there's just one problem - they are NOT rich. They are just as poor as you or I (maybe poorer). Sure, they might earn more money … [Read more...]

Home Buyer’s Guide: From Search to Move In

Home Buyer’s Guide: From Search to Move In

Dream Home

Buying a home can be intimidating. In September, 2011, I bought my first home. I went through the process to find a place, get a mortgage, and close with the help and support of a great Realtor and my own local market knowledge. Below you will find the full guide to how I found a home, made an offer, went under contract, and closed on my first real estate purchase. … [Read more...]

7 Things to Keep in Mind When Lending Friends Money

7 Things to Keep in Mind When Lending Friends Money

Stack of Money

I once had a roommate move out while owing me over $200. Sure, not a ton of money, but nothing to sneeze at, particularly when in grad school. He had left for the marines and told me a check was in the mail, but it never arrived. What a frustrating situation! I have had to loan friend and roommates money in the past, and every time it is stressful and I hate to do it. Five or … [Read more...]

How to Overcome Being Tired of Paying Off Debt

How to Overcome Being Tired of Paying Off Debt

Paying off debt

Paying off debt, whether it be due to credit cards or something like student loans can be difficult – to say the least. When you’re wallowing under a pile of debt it can seem like it will never end and that you’ll always be dealing with this burden of debt. As someone who has been through that journey, I understand the emotions that arise and know that there need to be ways to … [Read more...]

How Should Millennials Start With Credit?

How Should Millennials Start With Credit?

Eric Rosenberg

This past weekend, I spent four days at the Financial Blogger Conference to get ideas for making this site better for all of you. While there, I was interviewed by credit reporting agency Experian. They asked me about starting out with credit for college students and young professionals. … [Read more...]

6 Ways to Get Money in a Hurry

6 Ways to Get Money in a Hurry

Stack of Money

Everyone doesn't follow the advice to have an emergency fund for times when you need cash in a pinch. Other people get stuck needing more than they saved for. Whether your car breaks down or your water heater blows up, sometimes you need cash in a hurry. Here are some ideas to get the cash you need right away. … [Read more...]

Applying for Small Business Loans: How to Make This Happen?

Applying for Small Business Loans: How to Make This Happen?

loan application

If you’re a future businessman, you probably wondered a lot about a small business loan and how it actually works. Unfortunately, it’s been a lot of pain for people to apply for it, but during past years government have been supporting small businesses, so for right now it’s a really nice to start.You might be questioning what you need to do before taking a loan? Well, … [Read more...]