What To Do When a Family Member Opens a Credit Card Under Your Name

What To Do When a Family Member Opens a Credit Card Under Your Name

Person on a Bench

A Narrow Bridge Finance reader recently wrote me with a question that made it clear he is in a very tough spot. His Dad opened up a credit card under his name. As it is his Dad, and not a stranger, this is not your typical identity theft situation. Here is what was going on, and how to deal with identity theft by your mother, father, or another family member. … [Read more...]

How to Be Smart With New Credit Cards

How to Be Smart With New Credit Cards

Visa MasterCard Credit Cards

Getting a new credit card in the mail can be exciting, particularly if you only have a few at home. Opening the envelope and pulling out the new piece of plastic with your name on it and the buying power that comes with it is exciting, but make sure to be responsible when you get a new card. … [Read more...]

January Financial Housekeeping

January Financial Housekeeping

The Next Generation of Online Banking

Now that the holidays and resolution season are behind us, it is a great time to take a few minutes to automate and cleanup your personal finances. Here are four quick ideas to save you time and money in 2014. … [Read more...]

How Should Millennials Start With Credit?

How Should Millennials Start With Credit?

Eric Rosenberg

This past weekend, I spent four days at the Financial Blogger Conference to get ideas for making this site better for all of you. While there, I was interviewed by credit reporting agency Experian. They asked me about starting out with credit for college students and young professionals. … [Read more...]

3 Great Reasons to Use Credit Cards

3 Great Reasons to Use Credit Cards

travel hacking

Mention the term credit card and depending on who you’re around, you could get quite the range of responses. You have one side that’ll be on the extreme of churning credit cards all the time to earn rewards to those on the other side who swear them off with the belief that they’re a blight on society. Certainly, if you’re struggling with credit card debt now, or in the recent … [Read more...]

Credit Card Limits Can Hurt Your Credit Score

Credit Card Limits Can Hurt Your Credit Score

Credit Card Paying Plubmer

Credit companies have become more cautious when issuing new credit, and some banks are even cutting credit for people with inactive accounts and increased credit risk. This can have important and costly ramifications on your credit, so it is important to understand how scores are calculated and what your credit limits mean. … [Read more...]

6 Myths About Frequent Flyer Miles Exposed

6 Myths About Frequent Flyer Miles Exposed

American Airlines Plane

I have so many friends that pay full price for their flights. Every time they tell me they can’t take a trip because of the cost, I tell them that there are tons of ways to use miles and points to travel cheap. Here are some of the reasons they give me for thinking they can’t travel cheap, but are not really true. … [Read more...]

What to Do if You Find Yourself in Credit Card Debt

What to Do if You Find Yourself in Credit Card Debt

credit card debt

I would imagine that many of us have either dealt with credit card debt, or at least know someone who has. The fact that the average household has more than $15,000 of credit card debt  (of those that have credit card debt) tells me that many are intimately acquainted with such debt. If you have dealt with it, then you can relate to how unbearable the feeling might be, but the … [Read more...]