Adventures in Personal Finance
If you still use checks, buying new blanks is a necessary evil. Unless your bank gives you free checks, you have to spend money to be able to spend money. That seems like an archaic concept to me, who pays everything through credit cards and online bill pay. If you still do use checks, though, make sure you spend as little as possible to buy them.
If you are a wine fan like me, you sometimes struggle to find the right balance between quality and cost. According to an article by Freakonomics authors Stephen Duber and Steven Levitt, price has very little to do with quality. That led me to wonder if most of us overpay for wine. [Read more...]
I got rid of my cable in January, 2010. It was a liberating and awesome moment. Cutting the cord is one of the easiest ways to save on home expenses. But when I tell people, they ask, “what about sports, what about new TV shows?” I don’t need sports or new shows, I’m happy with old shows. But if you are interested in keeping sports and new shows without cable at home, read on for a full breakdown.
Common wisdom in the personal finance world is to have an emergency fund. We all explain how important it is to have a fund that is big enough, but we never talk about when your fund may be too big.
Those of you who read my free money tips newsletter (which I suggest you do), know that I am about to take a trip to Israel. I spent the last few days working on lodging for the trip, and I want to share a few tips to save money on hotels when traveling.
Each time you start a new job, you are required to submit a W-4 and I-9 form. Those forms tell your employer how much tax to deduct from each paycheck and verify that you are a legal US resident who can take a job. Most of us only spend a few minutes on those forms but don’t understand the long term ramifications.
Everyone has a friend that is perpetually broke. I know at least a few people who can never seem to afford to do anything with me. It is important to use your money wisely and keep to a budget, but don’t let money get in the way of relationships with your friends and family.
Being someone who likes to be frugal it can be uncomfortable to waste money. You want to streamline your budget and keep it lean and mean. The problem, though, is that if you do not live life and try to enjoy it then you will get bored with it awfully quickly. We all waste money at some level, and if watched is of no issue. How much money is it ok to waste each month? The answer to that question is relative to your specific situation and one that my wife and I found ourselves in a few months ago.
One of my favorite money tracking tools, Adaptu, has closed its doors leaving us looking for other ideas on how to track our money. Here are a few top choices for savvy consumers to manage and track their money.
I have some big news in my life. On April 1st, my wonderful girlfriend and I are going to be living together. J is moving in, along with two furry friends, and we are going to start a new home together. [Read more...]
Happy Birthday to Me! Happy Birthday to Me! Happy Birthday Dear Me. Happy Birthday to Me!
Okay, you get the point. Today is my birthday. The big two eight. I am getting near the end of being a twenty-something blogger. But I don’t look at age as a bad thing, it is another year of fun and life experience on my journey.
So you want to become a millionaire? The path isn’t easy. Those seeking millionaire status are going to have to make some extreme lifestyle changes to get there, and here are six ways to start.
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