5 Ways to Reduce Your Food Expenses

5 Ways to Reduce Your Food Expenses

Bowl of Soup Food

Do you realize that a large portion of your earnings are going straight to your stomach each month? Of course you aren't physically eating your 10's and 20's out of your wallet (if you are, you may want to pursue some mental help), but you are purchasing a large dollar amount of food each month that accounts for one of the largest expenses in your budget! I mean think about it. … [Read more...]

How to Pay for the Things You Want While Paying Off Debt

How to Pay for the Things You Want While Paying Off Debt

Paying off debt

When you’re in the middle of paying off debt, especially consumer debt, it’s easy to feel like you shouldn’t buy anything you want. I mean, after all, isn’t that generally part of the reason you got in debt in the first place?With that in mind, I was shocked when the debt counselor I worked with years ago said I had freedom to buy the things I wanted…I just had to be … [Read more...]

Get Rich By Doing It Slowly

Get Rich By Doing It Slowly

Saving Money

Have you ever had the urge to get rich? To go out to eat whenever you wanted, buy that perfect cottage on the lake, and travel to every possible country you can think of? It sure sounds nice doesn't it? Many people actually have this lifestyle, but there's just one problem - they are NOT rich. They are just as poor as you or I (maybe poorer). Sure, they might earn more money … [Read more...]

How Much Can You Save during the Upcoming Holidays?

With the festive season warming up, and the market being flooded with discount coupon offers, it is time to shop. Given the merry mood in the air and the soaring festive spirit, a little tug at the purse strings that doesn’t empty one’s pocketbook leaves us whistling and gleefully carrying bags full of goodies. … [Read more...]

Is Cell Phone Insurance Worth the Cost?

Is Cell Phone Insurance Worth the Cost?

Cell Phone Insurance

When you go into the store and pick out your fancy new Android or iPhone, the sales folks always offer you an insurance plan for your phone. These plans are usually about $10 per month and sound like a good deal, but is it really worth the cost? … [Read more...]

Sensible Saving Tips for a Family

Sensible Saving Tips for a Family

Sensible Saving Tips for a Family

Families today are having a rough time making ends meet. With a poor economy and rising prices, families that depend on the sole income of one parent are the hardest hit. It can be difficult to find areas where families can save some money for the future, whether it’s for children’s education, or retirement. But often times, it takes just a small adjustment in family spending … [Read more...]

Create a Basic Retirement Plan

Create a Basic Retirement Plan

Retirement Scrabble Finance

Most personal finance experts agree that you will need about 80% of your monthly income replaced during retirement. To make that possible, it is important to save and invest throughout your working life. Want to know where to get started? Read on. … [Read more...]

4 Ways to Get Started Sharing Finances

4 Ways to Get Started Sharing Finances

couple walking down the street

Relationships alone can be difficult. Introduce the topic of finance and things can really start to get interesting. Money ranks as one of the top most fought over subjects in relationships so there is no question that it should be discussed with your significant other if it hasn’t been already. Open communication in any subject can save you a lot of heartbreak and frustration, … [Read more...]

5 Best Websites For Online Coupons

5 Best Websites For Online Coupons

Coupon Shopping Online

As more and more of my shopping happens online, I have found that you can save a ton of money just by typing in a store name on Google. Even better, there are some great sites that do the hard work of finding coupons for you.  Here is a list of some online coupon sites that can save you cash online. … [Read more...]