Mint Alternative: Mint.com vs. Personal Capital

Today I want to compare two top personal finance tracking websites. We are going to look at long-time industry heavyweight Mint.com and a newer entrant: Mint Alternative Personal Capital. I have accounts with both and I have used each site extensively. Here is what you need to know when choosing between Mint and Personal Capital.

What is a HELOC?

If you pick up the Wall Street Journal on any particular day, you might find an article that mentions HELOCs. You probably see that word on a poster or rate board at your local bank as well. You might get something in the mail (or e-mail) from your credit union advertising the best HELOC rates around. That is all great if you know what a HELOC is. Consider this post HELOCs for dummies.

Understanding the Nuts and Bolts of Today’s Crypto-Currency

Most people aren’t exactly sure what crypto-currency means because this kind of digital money is relatively new, rather obscure, and rooted in highly technical systems that are intentionally pretty mysterious. If you don’t know what crypto-currency is all about, here’s an overview of how Bitcoin works, who it benefits, and what may be expected in […]

10 Identity Theft Tips For Smart People

Identity theft is on the rise in the United States. According to the IRS, 2013 saw record levels of identity theft. Almost all of us know someone who has had their identity stolen. Follow these ten tips to stay smart and keep your identity to yourself.

I Hate My Bank, Where Should I Go?

The banking industry has changed a lot in the last 10-20 years – not by plan, but by necessity to survive. If you’re old enough, think back to what a bank did for you 20 years ago. You constantly walked into their building each week with a paper check to deposit, and you may have […]

How to Get a Bank Fee Refund

In my time working as a bank manager, I saw the company make a fortune on overdraft and other fees. In fact, that was our second biggest income source after loan interest. We loved profits from fees, but there is one secret that the banks don’t tell you: how to get a fee refund.

Get Rich By Doing It Slowly

Have you ever had the urge to get rich? To go out to eat whenever you wanted, buy that perfect cottage on the lake, and travel to every possible country you can think of? It sure sounds nice doesn’t it? Many people actually have this lifestyle, but there’s just one problem – they are NOT […]

Home Buyer’s Guide: From Search to Move In

Buying a home can be intimidating. In September, 2011, I bought my first home. I went through the process to find a place, get a mortgage, and close with the help and support of a great Realtor and my own local market knowledge. Below you will find the full guide to how I found a […]

January Financial Housekeeping

Now that the holidays and resolution season are behind us, it is a great time to take a few minutes to automate and cleanup your personal finances. Here are four quick ideas to save you time and money in 2014.

Bank Review: Capital One 360

Capital One 360 is one of the most popular online banks today. I became a customer of ING Direct, the predecessor of Capital One 360, in December, 2007. In six years with the bank, I have learned the upsides, the downsides, and can help you decide if it is the right bank for you.

Which Tax Filing Method is Right for You?

The year is almost over, and you know what that means… tax time is coming. People can start filing their 2013 income taxes on January 31st, so it is time to get your tax forms in order and decide how you will file in 2014.