I Hate My Bank, Where Should I Go?

I Hate My Bank, Where Should I Go?

Getting Started in Online Banking

The banking industry has changed a lot in the last 10-20 years - not by plan, but by necessity to survive. If you're old enough, think back to what a bank did for you 20 years ago. You constantly walked into their building each week with a paper check to deposit, and you may have even made a stop in there at least one other time that week to make a small withdraw for an … [Read more...]

How to Get a Bank Fee Refund

How to Get a Bank Fee Refund

Shock and Horror Overdraft

In my time working as a bank manager, I saw the company make a fortune on overdraft and other fees. In fact, that was our second biggest income source after loan interest. We loved profits from fees, but there is one secret that the banks don't tell you: how to get a fee refund. … [Read more...]

Get Rich By Doing It Slowly

Get Rich By Doing It Slowly

Saving Money

Have you ever had the urge to get rich? To go out to eat whenever you wanted, buy that perfect cottage on the lake, and travel to every possible country you can think of? It sure sounds nice doesn't it? Many people actually have this lifestyle, but there's just one problem - they are NOT rich. They are just as poor as you or I (maybe poorer). Sure, they might earn more money … [Read more...]

Home Buyer’s Guide: From Search to Move In

Home Buyer’s Guide: From Search to Move In

Dream Home

Buying a home can be intimidating. In September, 2011, I bought my first home. I went through the process to find a place, get a mortgage, and close with the help and support of a great Realtor and my own local market knowledge. Below you will find the full guide to how I found a home, made an offer, went under contract, and closed on my first real estate purchase. … [Read more...]

January Financial Housekeeping

January Financial Housekeeping

The Next Generation of Online Banking

Now that the holidays and resolution season are behind us, it is a great time to take a few minutes to automate and cleanup your personal finances. Here are four quick ideas to save you time and money in 2014. … [Read more...]

Bank Review: Capital One 360

Bank Review: Capital One 360

Capital One 360 Cafe San Francisco

Capital One 360 is one of the most popular online banks today. I became a customer of ING Direct, the predecessor of Capital One 360, in December, 2007. In six years with the bank, I have learned the upsides, the downsides, and can help you decide if it is the right bank for you. … [Read more...]

Create Your Own Automatic Plan

Create Your Own Automatic Plan

The Next Generation of Online Banking

I have recently shared ideas to make an account inventory, track everything in one place, create your first budget, and start saving for retirement. I kept mentioning automation. Now that you have a good understanding of your money, it is time to automate it to save you time, money, and headache. … [Read more...]

7 Unexpected Uses for Banks

7 Unexpected Uses for Banks

Bank ATMs

Most of us think about banks for checking and savings accounts, tellers and ATMs, but don’t know about the wide array of services some banks offer. In my time working in a bank, I learned a ton about what we had to offer, and some larger, national banks offer even more. … [Read more...]

Automate Your Account Tracking

Automate Your Account Tracking

Relax People

Now that you have done a full account inventory and closed your inactive accounts, it is time to making tracking your accounts and organizing your statements easier and quicker. I use a few free tools to keep my accounts and transactions organized, and you get them setup in just a few minutes. … [Read more...]