Most people aren’t exactly sure what crypto-currency means because this kind of digital money is relatively new, rather obscure, and rooted in highly technical systems that are intentionally pretty mysterious. If you don’t know what crypto-currency is all about, here’s an overview of how Bitcoin works, who it benefits, and what may be expected in […]
My favorite online filing cabinet Manilla is officially closing its doors, so it is time for us to find other options for our online money tracking needs. Here are a few other great options that you can use to fill the gap.
Identity theft is on the rise in the United States. According to the IRS, 2013 saw record levels of identity theft. Almost all of us know someone who has had their identity stolen. Follow these ten tips to stay smart and keep your identity to yourself.
The banking industry has changed a lot in the last 10-20 years – not by plan, but by necessity to survive. If you’re old enough, think back to what a bank did for you 20 years ago. You constantly walked into their building each week with a paper check to deposit, and you may have […]
In my time working as a bank manager, I saw the company make a fortune on overdraft and other fees. In fact, that was our second biggest income source after loan interest. We loved profits from fees, but there is one secret that the banks don’t tell you: how to get a fee refund.
Have you ever had the urge to get rich? To go out to eat whenever you wanted, buy that perfect cottage on the lake, and travel to every possible country you can think of? It sure sounds nice doesn’t it? Many people actually have this lifestyle, but there’s just one problem – they are NOT […]
Buying a home can be intimidating. In September, 2011, I bought my first home. I went through the process to find a place, get a mortgage, and close with the help and support of a great Realtor and my own local market knowledge. Below you will find the full guide to how I found a […]
Now that the holidays and resolution season are behind us, it is a great time to take a few minutes to automate and cleanup your personal finances. Here are four quick ideas to save you time and money in 2014.
Capital One 360 is one of the most popular online banks today. I became a customer of ING Direct, the predecessor of Capital One 360, in December, 2007. In six years with the bank, I have learned the upsides, the downsides, and can help you decide if it is the right bank for you.
The year is almost over, and you know what that means… tax time is coming. People can start filing their 2013 income taxes on January 31st, so it is time to get your tax forms in order and decide how you will file in 2014.
Last week, 40 million Target shoppers, myself included, had their payment data stolen. Whether you used a credit or debit card, if you paid with anything but cash at a Target store, your data may have been stolen.
I have recently shared ideas to make an account inventory, track everything in one place, create your first budget, and start saving for retirement. I kept mentioning automation. Now that you have a good understanding of your money, it is time to automate it to save you time, money, and headache.