I often get asked how my family is able to keep our grocery bill so low. We have a family of five and are able to easily stay within our budget of $475 per month, often with some left over at the end of the month. I readily admit that it can be difficult to […]
Have you ever tackled any Do-It-Yourself projects? I bought a foreclosed house in 2011 and had never before done any sort of construction work on my own. But, thanks to YouTube and my new-found friends at Lowes, I was actually able to figure out quite a lot.
October is one of my favorite months of year for many reasons. From the cooling temperatures to the proximity of the holidays I really enjoy this month. Most importantly, I love October because the college football season is in full swing. I could watch football at any level and enjoy it as it is a […]
Every summer, people around the world see their utility bills rise as they turn on air conditioners and start watering lawns. It isn’t hard to see why costs go up, but it only takes a few small steps to save a lot of money each summer. Here are five ideas to get you started.
It may be only mid-May, but the dogs days of summer are not far from us. That means a number of things, but what it means for us is working on in our yard. We have been homeowners for six years now (Geez, has it really been THAT long) and we have learned numerous ways […]
I got rid of my cable in January, 2010. It was a liberating and awesome moment. Cutting the cord is one of the easiest ways to save on home expenses. But when I tell people, they ask, “what about sports, what about new TV shows?” I don’t need sports or new shows, I’m happy with […]
This is the time of the year that many people are busy spring cleaning. Here are some great ways to make money while cleaning out your house.
Having a family of five we’re always looking for ways on how we can save money on every day, common expenses. We like to be frugal in many areas so that we can spend money on other things we enjoy and ultimately that comes down to making hard choices about how we spend our money. While we have come up with a number of ways, the possibilities are really limitless in terms of saving money and ultimately come down to what you value and what kind of lifestyle you choose to live.
Finance “experts” often tell you to cut down on expenses at home, but they rarely have any useful advice on how to do it. Rather than give you the usual advice, today I am giving you specific steps you can follow to save money in the home for a long-term, big win.
As many of you know, I bought my first condo just over a year ago. Going from renter to buyer, I learned a lot about insurance. When it is time for you to renew or evaluate your next policy, you should know the basics of what is covered and what is not.
I always encourage readers of this site to save up an emergency fund that can cover your cost of living for at least 3-6 months and has enough of a cushion to handle anything unexpected that comes along if they can’t afford it. I am glad I followed my own advice. Experience showed me why it is important to save up for an unexpected disaster.
If you own your own home, you might like to do upgrades yourself. I have often debated hiring a professional or doing projects myself, but if you decide to do it yourself, you will need the tools for the job.