Best Bank Accounts

Checking

This is my current favorite checking account based on user reviews and my research. I have had this account since 2007.

  • $50 Signup Bonus
  • No fees for typical banking activity
  • 100% online banking
  • Deposit checks from your phone
  • Transfer in and out of accounts at other banks for free
  • Free online bill pay
  • Option to get a physical checkbook
  • Free ATMs from Allpoint (in most 7 Eleven and Safeway stores, and many other locations)
  • Free debt card
  • FDIC insured

360 Checking from Capital One

Savings

This is my favorite online savings account. I have this account myself, just like 360 Checking above. It has all of the features of the checking account, other than the physical checks) but at a higher interest rate.

  • Safe, FDIC insured savings account
  • Instant transfers to and from Capital One 360 Checking accounts
  • Free electronic transfers to and from accounts at other banks
  • Automated savings plans available
  • Have as many sub-savings accounts as you want
  • No fees for regular banking use

360 Savings from Capital One