Travel Hacking on a Budget

Travel Hacking on a Budget

travel hacking

I have a confession to make, my wife and I have become somewhat fond of travel hacking. What is travel hacking you ask? Well, it means you purposely choose credit cards that offer nice sign-on bonuses that you can turn into free vacations. It does require some work, but if I can do it then I know anyone can. One problem that can arise though is how to do so on a budget. We … [Read more...]

How to Pay for the Things You Want While Paying Off Debt

How to Pay for the Things You Want While Paying Off Debt

Paying off debt

When you’re in the middle of paying off debt, especially consumer debt, it’s easy to feel like you shouldn’t buy anything you want. I mean, after all, isn’t that generally part of the reason you got in debt in the first place?With that in mind, I was shocked when the debt counselor I worked with years ago said I had freedom to buy the things I wanted…I just had to be … [Read more...]

4 Potential Uses for Your Income Tax Refund

4 Potential Uses for Your Income Tax Refund

Income Tax Refund

Like it or not, tax time is upon us as taxes are due a little more than a month from now. Many dream of getting that large income tax refund and going out to blow it on something nice they’d not normally be able to afford, but there generally isn’t much wisdom behind that. I’m assuming that since you’re reading this article, you’re looking for wise ways to use your income tax … [Read more...]

3 Simple Ways to Manage Your Finances Online

3 Simple Ways to Manage Your Finances Online

Side Hustle

If you’re like me, it seems like you have a lot of bills and accounts to manage each month. Not only do you have your bank accounts, but there are things like utilities, cell phone, internet and the list could go on. This can make it difficult to manage your finances and I’m always looking for ways to streamline that in order to save myself time.If one of your New Year’s … [Read more...]

How to Get Your New Year’s Resolutions Back on Track

How to Get Your New Year’s Resolutions Back on Track

Resolutions

Believe it or not, we’re about six weeks into the New Year. With that in mind, how are your New Year’s Resolutions going? If you’re like many other resolution makers, then they’re probably not doing very well at all. In fact, studies show that only 8% of those who set resolutions actually succeed at reaching them. Assuming you’re not among the 8%, let’s take a look at how you … [Read more...]

How to Overcome Being Tired of Paying Off Debt

How to Overcome Being Tired of Paying Off Debt

Paying off debt

Paying off debt, whether it be due to credit cards or something like student loans can be difficult – to say the least. When you’re wallowing under a pile of debt it can seem like it will never end and that you’ll always be dealing with this burden of debt. As someone who has been through that journey, I understand the emotions that arise and know that there need to be ways to … [Read more...]

4 Uncommon Ways to Start Saving Money this Year

4 Uncommon Ways to Start Saving Money this Year

Uncommon Ways to Start Saving Money

It’s hard to believe it, but a new year is upon us. At this time of year we start to hear about New Year’s Resolutions and ways to save money or cut back. You’ve heard it all before - start budgeting, cut back on expenses, blah blah blah. Well, today, I’d like to look at some of the more uncommon ways to start saving money this year that’ll hopefully help get your creative … [Read more...]

4 Last Minute Christmas Ideas That Don’t Suck

4 Last Minute Christmas Ideas That Don’t Suck

last minute christmas ideas

Whether you like it or not, the Christmas shopping season will be coming to a close in a few short days. If you’re not someone who subscribes to getting your Christmas shopping done early then you’re likely in the camp of those looking for last minute Christmas ideas. The problem with many of those ideas, is that most of them are no good! Well, fear no more as hopefully this … [Read more...]

4 Simple Steps To Help You Get Started Saving For Retirement

4 Simple Steps To Help You Get Started Saving For Retirement

Save for retirement

I spoke with individuals on a daily basis for a number of years who were terrified about starting to save for retirement. It usually went back to a number of similar reasons, but what they all had in common was simply not knowing where to start. The thing is, saving for retirement, or investing in general, doesn’t have to be that difficult, but it’s the lack of knowledge that … [Read more...]

Why Wait? Start Your New Year’s Resolutions Now!

Why Wait? Start Your New Year’s Resolutions Now!

New Year's Resolutions

Believe it or not, we’re living in the waning moments of 2013. Whether we like it or not, the new year is nearly upon us. In light of that, I can pretty much guarantee you that in a few weeks you will start to hear many around you talk about their New Year’s Resolutions and what their goals are for the year. It makes sense on one level, I guess, as it’s the start of a new year … [Read more...]

3 Areas Not to Overlook as You Financially Prepare for Next Year

3 Areas Not to Overlook as You Financially Prepare for Next Year

Financially Prepare

Whether you believe it or not, we are just a short seven short weeks or so from ringing in 2014. If you’re like me, you may feel like this year has flown by and the prospect of a new year is a bit on the nutty side. While it is crazy, I like to be prepared and the impending new year is a great reminder that it’s a perfect opportunity to look at how we can financially prepare … [Read more...]

4 Simple Ways to Save Money on Christmas Shopping

4 Simple Ways to Save Money on Christmas Shopping

last minute christmas ideas

Last month I wrote about whether or not it was too early to start Christmas shopping or not. Well, I have a surprise for you…the Christmas shopping season is only that much closer now. With that in mind, I thought I’d share some of my favorite tips to save money while shopping for the holidays. … [Read more...]