Should You Get A Credit Card After Paying off Debt?

Should You Get A Credit Card After Paying off Debt?

I remember making my last debt payment like it was yesterday. It felt like the shackles I had been wearing around my ankles for five years finally fell off. A funny thing happened though as I was done with the journey – I started getting more credit card offers. Crazy I know, but that’s the […]

3 Simple Ways to Save on Your Summer Vacation

3 Simple Ways to Save on Your Summer Vacation

It’s hard to believe, but it’s summer already. It just seems like we were celebrating the Holidays yesterday and now hot weather is upon us. If your winter was like mine that means you’re eager to set out on a summer vacation to enjoy some fun in the sun. Unfortunately summer vacations aren’t exactly cheap […]

Common Budget Busters and How to Fix Them

Common Budget Busters and How to Fix Them

Living within a budget can be difficult at times and there is always a challenge to stick to it. This is where the proverbial budget buster comes to life. You try your best to stick to your budget, but there is always something that trips you up each time you want to do your best. […]

Signs Your Side Hustle Has Become a Career

Signs Your Side Hustle Has Become a Career

With the growing number of individuals taking on side hustles it can be easy to think that we all have endless amounts of time on our hands. Unfortunately that’s not the case, though it would certainly be nice. :-) Many people start side hustles as a way to make extra money or as a means to […]

3 Simple Ways to Save For Retirement on a Budget

3 Simple Ways to Save For Retirement on a Budget

A few months ago I talked about what to do if you felt that you could not afford to save for retirement and it spurred some good discussion for many that are facing that challenge. Another factor that many face in regards to saving for retirement is finding simple ways to do it and this […]

Travel Hacking on a Budget

Travel Hacking on a Budget

I have a confession to make, my wife and I have become somewhat fond of travel hacking. What is travel hacking you ask? Well, it means you purposely choose credit cards that offer nice sign-on bonuses that you can turn into free vacations. It does require some work, but if I can do it then […]

How to Pay for the Things You Want While Paying Off Debt

How to Pay for the Things You Want While Paying Off Debt

When you’re in the middle of paying off debt, especially consumer debt, it’s easy to feel like you shouldn’t buy anything you want. I mean, after all, isn’t that generally part of the reason you got in debt in the first place? With that in mind, I was shocked when the debt counselor I worked […]

4 Potential Uses for Your Income Tax Refund

4 Potential Uses for Your Income Tax Refund

Like it or not, tax time is upon us as taxes are due a little more than a month from now. Many dream of getting that large income tax refund and going out to blow it on something nice they’d not normally be able to afford, but there generally isn’t much wisdom behind that. I’m assuming that […]

3 Simple Ways to Manage Your Finances Online

3 Simple Ways to Manage Your Finances Online

If you’re like me, it seems like you have a lot of bills and accounts to manage each month. Not only do you have your bank accounts, but there are things like utilities, cell phone, internet and the list could go on. This can make it difficult to manage your finances and I’m always looking […]

How to Get Your New Year’s Resolutions Back on Track

How to Get Your New Year’s Resolutions Back on Track

Believe it or not, we’re about six weeks into the New Year. With that in mind, how are your New Year’s Resolutions going? If you’re like many other resolution makers, then they’re probably not doing very well at all. In fact, studies show that only 8% of those who set resolutions actually succeed at reaching […]