It’s the beginning of May which means that summer vacation season is just getting started. Growing up, I remember looking forward to our family vacation every summer as it usually meant going somewhere fun. Today, as a father of three, summer vacations are still fun but they are not all fun. Before the big trip (or sometimes not so big trip) I have to find a way to skimp on costs without sacrificing the fun. While vacations can vary greatly in price, I have found a few ways to have a memorable vacation without busting my budget.
It’s official, springtime has arrived. From going on evening walks to gardening, there can be many things to look forward to with spring. My family and I live in the Midwest and the opportunity to spend time outside in the winter is generally limited so we love to do things outdoors once we hear the birds chirping. Springtime can also mean spring cleaning. Some may love it, some may hate it, but it can be a good practice. Not only can you reduce junk in your house but you may also find ways to make money while doing it. I’ll share some of our favorite tips to make money while spring cleaning.
Having a family of five we’re always looking for ways on how we can save money on every day, common expenses. We like to be frugal in many areas so that we can spend money on other things we enjoy and ultimately that comes down to making hard choices about how we spend our money. While we have come up with a number of ways, the possibilities are really limitless in terms of saving money and ultimately come down to what you value and what kind of lifestyle you choose to live.
It’s that dreaded time of the year, tax time. Only a select few individuals actually like doing their taxes because of the potential headache it can be. The tax code is thousands of pages long, so how can it be easy to fully understand what to do? Thankfully, there are a options that make it less of a nightmare for most of us to file our taxes.
Anyone who has been to the grocery store lately can attest to how difficult it has become to stretch a grocery budget. There are numerous reasons behind it, but most point back to the drought last year and we’re now starting to see the effects of it when it comes to our final grocery bill. While many people already use coupons and know about matching prices, my wife and I have implemented a few more ways to help us stretch our grocery budget further.
Being someone who likes to be frugal it can be uncomfortable to waste money. You want to streamline your budget and keep it lean and mean. The problem, though, is that if you do not live life and try to enjoy it then you will get bored with it awfully quickly. We all waste money at some level, and if watched is of no issue. How much money is it ok to waste each month? The answer to that question is relative to your specific situation and one that my wife and I found ourselves in a few months ago.
Home ownership for many is a vital part of achieving their part of the American Dream. I can understand as a home can feel like something you’ve worked hard for and will hopefully be a source of improving net worth as well as a place to build lifelong memories. With interest rates being at historic lows, this has allowed more families to possibly realize that dream and move into a house. It has also brought a steady rise in mortgage refinancing for those looking to make their mortgage payments go further. To be honest, it makes sense as refinancing your mortgage can potentially save you tens of thousands of dollars over the life of the mortgage.
The end of the year is approaching and with it an excellent time to analyze your financial house and see what changes you’d like to make for the upcoming year. For some this might mean examining their spending for ways to save money. With a few tips you can be on the road to saving money and improving your financial health.
We’ve all been there. The car breaks down, or the oven goes out and your first thought is…“Great, how am I going to pay for that?” Own a car or home long enough and you will need to make repairs. The average car repair starts at $300 while house repairs can start at a few hundred dollars and quickly climb into the thousands. If you find yourself in a pinch and need cash in a hurry, there are various things you can do to get money you need quickly.