Posts from Eric Rosenberg

Eric is the founder and editor of Narrow Bridge Finance. He is a financial analyst with an MBA and undergraduate finance degree. He has worked in banking and wants to share what he learned to help you save time, money, and headache.

What To Do When a Family Member Opens a Credit Card Under Your Name

What To Do When a Family Member Opens a Credit Card Under Your Name

Person on a Bench

A Narrow Bridge Finance reader recently wrote me with a question that made it clear he is in a very tough spot. His Dad opened up a credit card under his name. As it is his Dad, and not a stranger, this is not your typical identity theft situation. Here is what was going on, and how to deal with identity theft by your mother, father, or another family member. … [Read more...]

What to Do If Your Job Does Not Give You Insurance

What to Do If Your Job Does Not Give You Insurance

Obamacare

In my adult life, I've had two short spells where I didn't have insurance from my job. The first time was while working as a server at a restaurant between jobs in 2008, the second is right now, where my new company's insurance doesn't kick in for 90 days. In those times, I have had to find my own insurance or be in scary situation of not having insurance. … [Read more...]

Dealing With Extra Income: IRS Form 1099

Dealing With Extra Income: IRS Form 1099

10991

This year, I received lots of forms for my tax filing. While most of us receive a W-2 from our main employer, any other income is usually reported with a variation of form 1099. Just like the W-2, a 1099 form is an integral part of your tax filing and ignoring them can lead to fines and trouble with the IRS. Here's what you need to know about the standard form for extra income … [Read more...]

How to Get a Bank Fee Refund

How to Get a Bank Fee Refund

Shock and Horror Overdraft

In my time working as a bank manager, I saw the company make a fortune on overdraft and other fees. In fact, that was our second biggest income source after loan interest. We loved profits from fees, but there is one secret that the banks don't tell you: how to get a fee refund. … [Read more...]

How to Be Smart With New Credit Cards

How to Be Smart With New Credit Cards

Visa MasterCard Credit Cards

Getting a new credit card in the mail can be exciting, particularly if you only have a few at home. Opening the envelope and pulling out the new piece of plastic with your name on it and the buying power that comes with it is exciting, but make sure to be responsible when you get a new card. … [Read more...]

March 2014 Earnings and Investments Update

March 2014 Earnings and Investments Update

IgniteDenverIAmAwesome

I just returned from the first of my wedding related trips, this one to Santa Barbara, and I'm excited for the adventures ahead. I just shared a new post on travel hacking, and have to say I'm loving some of the recent benefits, like waiting for my flight in the United Club lounge instead of at the gate. … [Read more...]

Home Buyer’s Guide: From Search to Move In

Home Buyer’s Guide: From Search to Move In

Dream Home

Buying a home can be intimidating. In September, 2011, I bought my first home. I went through the process to find a place, get a mortgage, and close with the help and support of a great Realtor and my own local market knowledge. Below you will find the full guide to how I found a home, made an offer, went under contract, and closed on my first real estate purchase. … [Read more...]

February 2014 Earnings and Investments Update

February 2014 Earnings and Investments Update

Eric Rosenberg Curling

Happy February friends! This month has always had a soft spot in my heart because of my birthday, which is tomorrow! I'm entering my last year a twentysomething blogger, but looking back at all of the posts I have written since the blog was born on October 7th, 2008, I am thrilled with how far we've come together. … [Read more...]

7 Things to Keep in Mind When Lending Friends Money

7 Things to Keep in Mind When Lending Friends Money

Stack of Money

I once had a roommate move out while owing me over $200. Sure, not a ton of money, but nothing to sneeze at, particularly when in grad school. He had left for the marines and told me a check was in the mail, but it never arrived. What a frustrating situation! I have had to loan friend and roommates money in the past, and every time it is stressful and I hate to do it. Five or … [Read more...]