Check Your Credit Report

If you are on the same schedule as me, this week is the time to check your Experian report at annualcreditreport.com, the government approved, free place to get a credit report.  My report is a little different from last year, but there are some new accounts.  The annual credit report is part of your personal finance arsenal.

Your credit report is a major part of raising your credit score.  When you have you credit report, you can underwrite yourself for a loan and see how you stack up.

You get three credit reports for free each year.  One from TransUnion, one from Equifax, and one from Experian.  I get one every four months so I always have a good idea of what is going on.  You can also dispute items if you find something wrong, as I did once before. Your credit report is a major part of raising your credit score.

Also remember, sites like FreeCreditReport.com are a scam.  If any site has free in the name and asks for a credit card number to sign up, it is not actually free.

[Disclaimer: This post contains a sponsored link]