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February 4, 2010

Birthday Blogging: The Perks of Age Edition

Category: Insurance,Just For Fun – Eric – 10:10 am

Hi everyone.  If the title didn’t give it away, today is my birthday.  This twenty something is half way to thirty something.  On February 4, 1985 at 9:02am central time, I was born.  On February 4, 2010, I am excited to take advantage of the last birthday that comes with something new.

My car insurance, as a 24 year old guy, was about $125 per month.  That is a lot of money.  Even with good grade discounts and a good driving record, it is expensive to drive if you are a guy between 16 and 24.  At twenty five, I am magically less likely to cause an accident.  That means cheaper car insurance.

I ran through a quote program online last week and found that most insurance companies will lower my rate by over 30%.  I will probably find something around $80 per month.  That is a $45 per month, or $540 per year, in savings.  That is a weekend vacation to the mountains in savings.

The only other perk of turning 25 is also car related.  I can now easily find a rental car anywhere in the United States without paying extra fees for my age.  Pretty sweet, huh?

What do I have to look forward to from here?  Wrinkles?  At least I know that many women think men look better with age.  I am going for the Anderson Cooper or George Clooney look.  Girls think they are attractive, right?

(P.S. I didn’t pick the Progressive girl from the ads for any particular reason.  I just like her commercials better than the Gecko from Geico.  I have a different insurance company.)

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