I just wanted to write a quick update. I was called by a Charles Schwab bank representative to discuss my income and outstanding debt.
She said that everything looked like it is well handled and under control, but I have a fairly short credit history. I agree with that. I got my first credit card about five years ago, so I don’t have the long payment history most adults have.
I was given a $2,500 limit. I was hoping for $5,000 to cover what I am replacing, but I will not complain. I don’t spend all that much and will keep my balance low to keep my debt ratio in check.
