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When In Doubt, Collect Evidence and File A Police Report

by Eric on November 1, 2008

This is straying more toward legal than financial, but it cost me money! On Tuesday on my way to work (while riding my bike) I was hit by a car from behind. The driver admitted fault and agreed to help pay for my bike, and because she “seemed nice” and trustworthy I did not file a police report.

Big mistake. She changed her mind and now says that it is my fault, but is still offering to help with the bike, just a lot less than I expected. Fortunately I was not injured (thank God), but I am out the money for a new bike less $50. The bike I purchased as a replacement was $20 more than the original bike, which I did not expect paid for. The original price, though, I thought was covered. Fortunately I did not have a super expensive bike.

This is a learning experience for me that I am passing on to you. Whenever an incident occurs, file a police report. She claimed responsibility initially. I wish I had a legal document to prove it. Thank God I wasn’t hurt.

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