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November 1, 2008

When In Doubt, Collect Evidence and File A Police Report

Category: Law – Eric – 9:00 am

This is straying more toward legal than financial, but it cost me money! On Tuesday on my way to work (while riding my bike) I was hit by a car from behind. The driver admitted fault and agreed to help pay for my bike, and because she “seemed nice” and trustworthy I did not file a police report.

Big mistake. She changed her mind and now says that it is my fault, but is still offering to help with the bike, just a lot less than I expected. Fortunately I was not injured (thank God), but I am out the money for a new bike less $50. The bike I purchased as a replacement was $20 more than the original bike, which I did not expect paid for. The original price, though, I thought was covered. Fortunately I did not have a super expensive bike.

This is a learning experience for me that I am passing on to you. Whenever an incident occurs, file a police report. She claimed responsibility initially. I wish I had a legal document to prove it. Thank God I wasn’t hurt.

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