This month I had a few unusual and unexpected large expenditures. I bought a new bike (hit by a car), I bought a dental night guard (one time purchase for life), paid a year of renter’s insurance, and paid my annual car taxes. This led me to a… negative savings rate.
My net worth decreased by $223 to $18,119.
I never mentioned that I have secret money put away for school. I am only spending it on school so I don’t include it here.



