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Mint.com, discussed in a previous post on Internet banking, allows users to aggregate their personal finances into one, convenient location. Mint recently moved out of Beta, and it is time for you to join in.

To use Mint, you must first be signed up for Internet banking at your bank or brokerage. If you have not done that, visit my post on it for a quick how to guide.

So, time to head to Mint.com. Sign up for the service and log in. Mint is secure and trusted in the financial community.

Once you are a Mint user, add your accounts on the accounts tab. To do this, search for your institution in the list of banks. Add your bank and enter your login information. Mint takes care of the rest.

If you log in daily, you can keep track of your account balances, budget, investments, and loans in one place. It is really that easy. I am a big Mint advocate. Join at Mint.com. Mint also has a personal finance blog, but not as good as this one. (Though I am a bit biased).

Mint’s update feature works automatically every time you log in. The site will connect to your bank and update the recent transactions that have occurred in the account. Use Mint’s categories for budgeting and tracking transfers, credit card payments, and investment purchases. Use the new investment feature to track your investment balances and compare performance to the market. Use the loan function to track your net worth (for cash and securities). It is a great service and it is totally free! Nothing to pay. The also suggest banks and credit cards to save you money.

I will go into the budget feature, and budgeting in general, in a future post. Make sure you don’t miss it by bookmarking the site or subscribing to the RSS feed.