Credit Cards

How Credit Cards Are Paying For My Birthday Party in Vegas

I have always loved to travel. Growing up, vacationing was a regular part of our family life. I consider myself blessed that I was able to see quite a bit of the world before I started high school. Now that I have a growing family, I see firsthand the increasing cost of indulging in that [...]

Bank in Vermont

Underwrite Yourself for a Loan

Have you ever wondered how bankers decide whether or not to approve a loan?  Have you ever been rejected for a loan?  Are you interested in a new loan sometime in the near future?  If so, you should probably know a bit about how bankers underwrite loans to decide whether to approve or deny prospective [...]

Bank in Vermont

Why Small Business Bank Accounts are Important

As you all know, I’m busy outside of my day job. In addition to my full time gig as a financial analyst, I run two companies. I have a blogging and online media company and a flash mob company. To protect myself from personal liability, I have an LLC for each. To ensure my LLC [...]

Piles of Cash Poker Money

Where to Keep Your Emergency Fund

Emergency funds are an important part of anyone’s personal finances. Having quick access to funds is important in case you have an unexpected emergency like a car repair, medical issue, or damage to personal property that you need to replace faster than insurance can get you a check. Keeping that cash in a checking account [...]